Let’s be honest about the mortgage industry and what’s already on your heart and mind. The idea of obtaining a mortgage probably stresses you out. You’re worried you won’t get what you were promised. We think this is unacceptable.
Since the day our doors opened, Kingdom First has reached for a higher ideal. For too long, integrity has been a word taken far too lightly by business professionals. To us, it’s a core value. Everything we do, every word we say -they are done and said with conviction. For us, there is no other path but honesty.
As a business, our integrity has created a strong network of reliable partners, which allows Kingdom First the flexibility to work with multiple programs, investors, and banks (both big and small). The end result is a better, more secure lending experience for you.
Once quoted and locked, our rates do not change. That is our promise to you. There will be no ‘bait and switch’. There will be no surprises at closing. We will lose money to protect the value of our word.
Come into our office, meet us, or call us on the phone. See why our customers are so quick to refer us to others. We’re confident that we will be a part of your mortgage conversation moving forward.
Purchasing your home is a very exciting time, and being well-prepared will help you make the best decisions. Take this opportunity to learn all you can about home buying and the mortgage process. For answers to even more of your questions, call us at (908) 403-1983.
If you’re asking this question, chances are you’re ready. A common myth is that monthly mortgage payments are more expensive than rent - they can often be less expensive. And remember, every payment you make towards a mortgage builds more and more equity into a home of your own. Kingdom First can help you decide whether buying makes financial and practical sense to you.
The first step you should take toward finding the right home is to compute your personal purchasing power. This will help you determine a reasonable monthly payment which you can comfortably afford. Finding out this information will not only help you save time in the present (by focusing on homes within your price range), but also save you from future frustrations.
This is a great question that many potential home buyers overlook. Before you begin the search for your new home, it’s imperative you secure a pre-approval from an experienced company like Kingdom First. A pre-approval will show real estate professionals that you are a serious buyer. We can provide you with some answers when you fill out our simple Quick Quote form.
Before you refinance, you should know the answers to the following questions. Being well-informed will help you make the best decision. Kingdom First is happy to give you the information you need.
You should ask yourself four core questions before you decide whether to refinance.
If those answers make financial sense, Kingdom First can help you refinance your home at a great low interest rate. You can also call us at (732) 634-1000 for expert refinancing assistance.
There’s no such thing as a “no-cost” refinance. Sadly, this is a ‘bait and switch’ tactic many lenders use to get you in the door - they either roll these costs into your balance, or absorb them and give you a higher mortgage rate. Kingdom First believes in putting everything out on the table - our honesty serves to provide you the lowest possible mortgage rate and the best long-term deal.
Kingdom First is dedicated to being your refinancing ally. We provide you with all the terms, facts, numbers and options that you’ll need to make an educated decision. If refinancing isn’t right for you at this time, we’ll tell you - to us, honesty will always be the most important aspect of our business. If refinancing is a good option for you, we’re more than happy to help.
For more information about refinancing, visit our Frequently Asked Questions page. You can also call us at (908) 403-1983 or call Chris directly at (732) 672-6455.
If you've made the decision to purchase a new home or refinance your existing loan, Kingdom First Mortgage will make that journey a pleasant one. We will gladly take your application over the phone (908-403-1983) and assist you with any questions you may still have.
Kingdom First Mortgage knows you deserve to have all the facts laid out in front of you, and we pride ourselves on transparency. We're so glad to help, Chris will answer his mobile phone directly and speak with you: (732) 672-6455. Let's get you started on this exciting journey.
1130 Route 202 South - Building E - Unit 8
Raritan, NJ 08869
Office: 908-403-1983
Mobile: 732-672-6455 (Chris)
